幣圈危險，你我都是韭菜。

- - 題詞

今天我把賬戶里的比特幣全部賣掉，投入了16000元，不到一個月就賣完了。

我盈利了3595元，漲幅22.4%，年化率高達268%，算是比較好的成績了（幣圈大了別噴）。

這一個月的投資經歷給了我最大的感悟：普通人不適合投資虛擬貨幣。

普通人之所以不適合投資虛擬貨幣，主要基于以下三個原因：

1、虛擬貨幣投資的認知門檻超出了普通人的認知范圍，遠高于任何其他投資類別。

首先，我立了一個flag。

我認為虛擬貨幣不適合普通人投資。

并不是說虛擬貨幣不好，而是只有合格的投資者才適合投資虛擬貨幣。

虛擬貨幣植根于區塊鏈技術，但了解區塊鏈技術和虛擬貨幣運行機制的投資者并不多。

即使是區塊鏈最核心的特性：去中心化，也很少有人能理解。

之前寫了一篇很簡單的文章《利用區塊鏈打造真正的P2P公司》發到P2P從業者交流群。

很多修煉者都感到困惑。

他們問的最常見的問題是：去中心化到底是什么？

如何實現去中心化？

我一開始很驚訝：P2P從業者是最接近區塊鏈時代的群體。

如果他們都不懂去中心化，那普通投資者呢？

對于剛接觸區塊鏈的人來說，去中心化很難理解，因為現實世界中沒有可供學習的例子。

就像十年前（2008年）有人說他們在網上買了一個西瓜。

對于普通人來說肯定很難理解。

西瓜不是田里種的，不是超市里賣的，那為什么可以在網上賣呢？

To understand virtual currency, you must understand more or less blockchain technology. Blockchain technology itself is a technology with certain thresholds. In addition, there are few available reference materials. The media on the market are mixed and it is difficult to distinguish between true and false. Ordinary investors have limited time and can really understand less about blockchain technology. There is less of it. Although there are certain thresholds for stock market investment, after so many years of stock market education, when it comes to dividends, fixed increase, and net worth, all the stock traders can tell you something. But the blockchain consensus mechanism, asymmetric encryption, and UTXO. . . Any number of concepts will make ordinary investors dizzy.

Of course, you may say that ordinary investors don’t need to understand these terms at all. They can buy, buy, buy with their eyes closed, and they can still increase dozens of times a year, killing your annualized return of 268% in minutes. Well, this situation exists. When P2P started, you could invest in projects with an annual rate of 30%, and there was no need to study the background strength, team and project situation. Later, there was a wave of people running away, and investors were given a good education. Nowadays, the currency circle is booming, and blind investing is also very rewarding. But the good times will not last long. I predict that after the two sessions, the currency circle will enter a trough for a long period of time. I really don’t want to see blockchain repeat the mistakes of P2P and ruin good technology. At present, 99% of ordinary investors in the currency circle have not studied the white paper of the investment project. They invested after seeing a few high-profile foreign faces and following the KOLs in the currency circle. Blockchain has become synonymous with currency issuance. If this continues, sooner or later there will be a wave of "blockchain" runaways. The ones who benefit are the currency circle KOLs, and the ones who suffer are the Leek investors.

2. The risk of virtual currency investment is too high and beyond the tolerance of ordinary people, so it is not suitable for ordinary investors. Virtual currency is traded 24/7, all year round. Old leeks in the currency circle are unfazed by daily fluctuations of 50%, but ordinary investors do not have such a big heart. At present (3MAR18) there are not many scammers in the currency circle, or the scammers have not yet revealed themselves as scammers. When the scammers can no longer play the game, the investment projects will not be subject to fluctuations, but will directly return to zero. Even if they are not scammer projects, 90% of current real blockchain projects will fail. There are not so many ecological blockchain projects that can be established, and there are not that many virtual currencies that need to be issued. Nowadays, a hundred schools of thought are contending. Investors can invest in blockchain-based Didi, blockchain-based Kuaidi, blockchain-based Yidao Yongche, and blockchain-based Bumblebee, but only one company will have the last laugh. Professional institutions will make mistakes. For ordinary investors, can you guarantee that what you invest in is Didi in the blockchain? If you intend to play the game of beating the drum and passing the flowers, don’t worry, the one who takes the last shot will definitely be an ordinary investor, either me or you.

3. From the perspective of the difficulty of investment operations, ordinary investors are not suitable for investing in virtual currencies. It is too difficult. Not to mention the issues of investment philosophy and investment risks, even if it is a black eye, it will be a stud. . . Wait, how to stud is a difficult question. I bought the most conservative currency - BTC - on huobi.com, but how to buy the currency was a toss-up. After struggling with all kinds of registration, authentication, card binding, and various anti-human interfaces for 3 hours, I finally succeeded in buying coins. After a while, I felt something was wrong. Huobi is still a centralized exchange. The BTC I purchased was not written to my Bitcoin address, and I didn’t have the secret key. Huobi.com is like the early Alibaba, compared to third-party fund custody. But if huobi is not the early Alibaba, but the early eBay, what about Paipai? Coupled with recent regulatory actions, changes in huobi's WeChat account and a series of other clues, I decided to withdraw the BTC from huobi.com to my own Bitcoin address. Create your own address on the Bitcoin blockchain? Hey guys, it takes 65G to download the Bitcoin blockchain, and it was stopped after 1 hour of downloading. Later I heard that online wallets can only download records related to your own transactions, greatly reducing the amount of downloads. So I downloaded and registered a Blockchain wallet, and after all the trouble, I discovered a sad reality. The handling fee for writing a Bitcoin address is expensive, and after all the trouble, the gain outweighs the loss. Then I went back to huobi.com, consulted customer service and found that there was a selling function, so I sold BTC with the attitude of giving it a try. Note, I just gave it a try, so I didn’t think too much and clicked “Sell at the market price”. As a result, I really sold it! No double confirmation! Anti-human product manager of huobi.com, stand up and I promise not to beat you to death. As a result, a series of thrilling processes occurred during the period, including selling and converting into USDT, USDT into ETH, and ETH into currency issuance. As the leading exchange in the industry, Huobi’s experience has been so difficult. For other new projects established in English, I don’t know how many bloody stories ordinary investors made when purchasing them for the first time. Therefore, even from an operational level, ordinary investors cannot hold on, so there are various proxy investments. With proxy investment, greater risks also come.

綜上所述，由于虛擬貨幣認知門檻高、風險大、操作難度大，普通人不適合炒幣。

但炒幣確實很賺錢。

這幾天賣牛肉的都在炒幣，廣場舞阿姨，理發店老師托尼都在討論炒幣。

如果你不參與，你就無法趕上這波機會。

我真的很著急啊！

這是典型的韭菜心態。

我知道警告大家不要炒幣是徒勞的。

很少有人能抵擋巨額利潤的誘惑。

因此，大家需要做的就是繼續關注虛擬貨幣，深入研究，爭取早日成為一名能割別人韭菜的合格投資者。

祝你好運！

如果你覺得不錯，就給我點個贊吧。

豎起大拇指就是最好的贊美。

熱點：炒幣